Insurance premiums are rising, with higher co-pays and deductibles, shifting cost of the actual medical care to the patient. Some people are paying $25,000+ before “insurance” kicks in. There is a better way – actually, many better ways. If your employer sponsored plan is expensive and offers little, demand HR find better options. There are great options that cut costs in half (yes, >50%).
Direct Primary Care (DPC) allows return to old school medicine with your own physician and better medical care. Download the Milliman White Paper on DPC options. It is better direct medical care for a fraction of the cost. Insurance brokers make a lot of money (a broker alone makes $30+ per person per month, and all other middlemen will be taking their cut too). They will use fear tactics, confusing buzz words, and even bribery to keep their slice of the pie.
Fortunately, there are many options from reputable benefit advisors who will cut costs in half and have better medical care. Insurance profits from rising medical costs, and their premiums.
We can help your CEO/CFO and HR Chief understand the options. We are not brokers; we offer direct medical care, the way it used to be and the way it should be.